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贷款保障计划

生活是不可预测的. Protect your loan with one of our loan protection options.

了解更多关于汽车贷款How to File a Loan Protection Program Claim

或打电话 1-800-621-2105

保证资产保护(GAP)

Covering the gap between what you owe and what your car is worth.

In the event your vehicle is “totaled” or stolen, your primary insurance company settlement can be significantly less than the outstanding balance on your loan or lease. This may create a deficiency balance or a "gap" resulting in a serious financial hardship for you. 保证资产保护(GAP) covers the loan balance that your primary insurance carrier did not cover.

关键特性

  • Eliminates the out-of-pocket expense for the remaining loan balance after loss settlement
  • Covers primary insurance deductible up to $1,000 (not available in all states)
  • Protection provided for the term of your auto loan — up to 90 months
  • Available for new and used auto purchases — no model, mileage, or year restrictions
  • 有60天退款保证吗

差距的优势

GAP Advantage is add-on coverage that pays an additional $1,000.00 toward the purchase or lease of a replacement vehicle.

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机械故障保护(MBP)

Get nationwide protection and 24-hour roadside assistance.

机械故障保护(MBP), 也被称为延长保修, is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of failure, 包括劳动, 以任何适用的免赔额为准.

关键特性

  • Covers repair costs for covered auto components
  • Can be used for new and used vehicle purchases
  • Includes 24-hour emergency towing and roadside assistance and rental car reimbursement assistance
  • 在全国范围内保护您的车辆
  • Is transferable if you sell your vehicle before your MBP expires

可能是个不错的选择吧

  • You have a car with higher mileage that needs extra protection
  • You want to reduce the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical or electrical failure
  • You want peace of mind that your investment in your vehicle is protected

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汽车的必需品

Get a bundled package of coverage that protects you from out-of-pocket expenses.

汽车的必需品 is a bundled Vehicle Protection Plan (VPP) package of coverages that protects you from normal driving incidents and out-of-pocket expenses that aren't typically covered by insurance policies. manufacturer's warranties or extended warranties.

基本覆盖

  • 钥匙或远程更换 — Replacement of lost, stolen, or destroyed keys or remotes.
  • 轮胎 & 车轮道路危险防护 -修复或更换被刺破的轮胎, 减少, or flat tires and damaged wheels/rims caused by road hazards or potholes. 包括美容车轮修理.
  • 无漆凹痕修补 — Permanently removes door dings and minor dents without harming a vehicle's factory finish.
  • 挡风玻璃修理 —  Repairs chips and cracks caused by propelled rocks or road hazard debris while driving on public roads. 街道和高速公路

24小时路边援助

  • — A tow truck will be sent to your location.
  • 紧急路边服务 — Basic mechanical repair performed at your location to get you back on the road.
  • 必需液体输送 — Includes delivery of gasoline, water, or oil.
  • 爆胎辅助 — Your flat tire will be repaired or changed with your good spare.
  • 电池紧急援助 — Repairs include jump-starting your dead battery.
  • 锁定服务 — A locksmith will be dispatched to your location if you are accidentally locked out of your vehicle.

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债的保全

Allows your loan payment to be put on hold without penalty.

债的保全 helps relieve the financial stress and worry related to making payments when your life takes an unexpected turn. Your loan payment will be cancelled without penalty, 添加兴趣, or being reported as delinquent to the credit bureau should a covered loss occur.

关键特性

  • Designed to help you in a time of financial need
  • Protects you from defaulting on your loan by canceling your loan payments for covered events
  • Covered events may include death, disability, and involuntary unemployment
  • Available for any 元素 loan with less than a 120-month term, 除了抵押贷款和学生贷款
  • Single and/or joint coverage is available on protected events (as defined in the 债的保全 Agreement pertaining to your loan type)

可能是个不错的选择吧

  • You want to protect your family's financial security and your credit rating during uncertain and stressful times
  • You want peace of mind about making some or all loan payments should an unforeseen life event occur

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折旧保护(DPW)

An optional Total Loss protection coverage that can be added to your vehicle loan.

折旧保护(DPW) provides protection on your vehicle equity and hedges against depreciation over the life of the loan. 如果发生全损, DPW provides a waiver benefit equal to the difference between the vehicle value at the time of purchase, less the loan balance at the time of loss up to a minimum waiver benefit of $10,000, 或者未偿还贷款余额.

保护的好处

  • 碰撞保护
  • 贷款保障期限
  • 没有里程或年份限制
  • 防盗和防火
  • 100%开放招生
  • 车辆折旧保障

适合那些

  • 融资90%或更低的LTV
  • 放下钱
  • 以旧换新
  • 加快偿还贷款
  • 需要保护权益

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